HELPFUL LINKS

Local Resources
mortgage brokers KY

Mortgage Brokers & Lenders

FINANCIAL

Tom Breathitt, of Central Bank
(859) 253-8738 | (859) 221-4964 | (800) 432-0721
2400 Harrodsburg Road, Lexington KY 40503
tbreathitt@centralbank.com

David Gannon, of US Bank
(859) 624-1678 | (859) 314-5023
200 E. Main Street, CN-KY-0886, Richmond KY 40475
david.gannon@usbank.com

Home Inspectors

ASSURANCE

Erby Crofutt
(859) 502-4054
https://b4uclose.com/qualifications/

Steve Cunningham
(859) 276-6221
https://www.hometeam.com/

Tom Adams
(859) 227-4948
https://www.linkedin.com/in/tom-adams-72297b88

Ray Hadi
(859) 312-7411
https://www.linkedin.com/in/ray-hadi-523a0a95

home inspectors ky
dream home in Kentucky

Home Buyers Resources

PREQUALIFICATION

DEBT TO INCOME RATIO CALCULATOR

FHA’s maximum qualifying debt ratios for borrowers in 2019 are 31% and 43%. This means the monthly housing payments should not exceed 31% of gross monthly income, while the total debt burden should not exceed 43% of monthly income. [Exceptions]

MORTGAGE CALCULATOR
Estimate what your monthly mortgage payments will be and how much house you can afford.

TEN STEPS TOWARDS BUYING A HOME

If this is your first home purchase or your last, take a moment to go over the steps you should take to make the process less stressful and smoother for everyone involved.

Home Sellers Resources

PREPARATION IS KEY
HOME SALE CALCULATOR
Estimate how much money you’ll make on the sale of your home, subtracting any traditional sale and closing costs.

GET READY TO PUT YOUR HOUSE ON THE MARKET

Here are 11 steps you can take before putting your home on the market to increase your chances of receiving a solid offer from a buyer.

TIPS FOR SELLING YOUR HOME QUICKLY

Here are fifteen tips that are inexpensive and rather easy to accomplish in preparing and staging your home to sell quickly.

homeowners selling tips

“Success occurs when Opportunity meets Preparation.``

– Zig Ziglar